Balances liquidity and resource efficiency

The modules offers full mapping of the entire cash lifecycle - from paying suppliers to collecting customer payments - identifying bottlenecks and opportunities for improvement. By combining real-time diagnostic metrics with predictive analytics, it enables proactive cash flow optimization rather than reactive firefighting.

It helps treasury and finance teams shorten the CCC, reduce working capital requirements, and maintain optimal liquidity levels. Also by simulating adverse scenarios—such as delayed receivables, currency fluctuations, market downturns, or tightening credit conditions—it strenghtenes financial resilience and treasury operations agility.

Ideal for

Mid-large business with complex payable & receivable transactions, tight margins, high dependency on inventory turnover and payment terms. Cash flow volatility and risks such as currency, price fluctuations, trade credit.

Manufacturing

Retail & E-commerce

• Optimizes Working Capital: Identifies opportunities to free up cash trapped in operations by reducing inventory levels, accelerating customer payments, and extending supplier terms where beneficial.

• Enhances Financial Resilience: Provides early warning of potential cash flow shortfalls, enabling proactive measures to secure financing or adjust spending before a crisis occurs.

• Strengthens Lender & Investor Confidence: Demonstrates disciplined working capital management and robust liquidity, which can lead to better credit terms, lower interest rates, and higher valuations.

• Informs Strategic Decision-Making: Quantifies the cash flow impact of key decisions (e.g., offering customer discounts for early payment, changing inventory strategies, or negotiating supplier contracts).

• Improves Operational Efficiency: Highlights inefficiencies in core processes (procurement, production, sales, and collections), directing attention to areas where process improvements will directly boost cash flow.

• Reduces Borrowing Costs: By generating cash internally through efficient cycle management, the company can minimize its reliance on unnecessary debt, directly improving profitability

Business Value

Wholesale & Distribution

Multi layer Solution Framework

Advanced

Core

Cashflow Orchestrator

MODULES

• During solution design, modules are selected based on client needs and readiness.

• Core modules are prerequisites for advanced modules.

• Module scope varies based on complexity, objectives & deliverables.

A business-intelligence module that gives treasury teams a clear, real-time view of their liquidity position. It analyzes cash inflows, outflows, balances, and trends to highlight risks, uncover opportunities, and support proactive decision-making. This ensures teams can manage cash flow with greater accuracy, confidence, and operational efficiency.

Liquidity Health Analysis

• Real-time liquidity dashboard with key metrics (cash position, liquidity ratios, variance indicators).

• Cash flow trend analysis showing historical patterns and future trajectory.

• Automated variance detection for unexpected inflows/outflows and balance changes.

• Multi-entity cash visibility consolidating accounts across banks, business units, and geographies.

• Short-term liquidity forecast based on current balances and recent cash behavior.

• Risk signals & alerts for low liquidity thresholds, concentration risk, or unusual activity.

• Configurable reports for finance and treasury stakeholders.

• Data quality checks ensuring accurate, reconciled liquidity information.

• API & integration outputs enabling downstream consumption in ERP, TMS, or analytics tools.

Core

CO-01

Key Deliverables

Methodologies

Descriptive

• Data ingestion pipelines & ETL workflows

• Time-series modelling

• Anomaly detection algorithms

• Rule-based alerting engine

• Entity-level data aggregation

• Data quality scoring and reconciliation logic

• Metadata-driven reporting layer

The CCC Bottleneck Analysis module is a diagnostic tool that pinpoints the specific stage—inventory, receivables, or payables—slowing down the Cash Conversion Cycle. By moving beyond a single metric to identify the exact cause of trapped capital, it provides actionable insight, enabling management to take targeted actions that improve liquidity and operational efficiency.

CCC Bottleneck Analysis

• Bottleneck Identification Report: A clear pinpoint of the slowest CCC components

• Impact Assessment Simulation: of CCC bottlenecks on

• Tactical Dashboard: Visual charts tracking DIO, DSO, and DPO performance over time.

• Benchmarking Report: Comparison of your metrics against industry averages.

• Interactive Dashboard for Bottleneck Root Cause Analysis

• Bottleneck Resolution Action Plan: Prioritised & actionable recommendations

• Benchmarking Analysis: A comparison of the company's DIO, DSO, and DPO against industry averages or key competitors.

Core

CO-02

Key Deliverables

Methodologies

Descriptive

• K-means clustering

• Variance Analysis

• Benchmarking

• Trend Analysis

• Component Ratio Analysis

• Root Cause Drill-Down

An advanced forecasting module that uses historical cash patterns, operational drivers, and machine-learning techniques to anticipate future liquidity needs with precision. It generates dynamic short-, mid-, and long-term cashflow projections, enabling treasury teams to plan ahead, optimize working capital, and proactively mitigate liquidity risks.

Dynamic Cashflow Forecast

• Multi-horizon cashflow forecasts (short-, mid-, and long-term)

• Driver-based forecasting models that incorporate sales, payables, receivables, payroll, and other operational inputs.

• Machine-learning prediction engine with continuous recalibration based on new data.

• Forecast accuracy metrics including confidence intervals, error tracking, and backtesting.

• Forecast variance analysis with explanations for deviations between predicted and actual.

• Sensitivity analysis to quantify the impact of key drivers on liquidity outcomes.

• Interactive visualisation dashboards

• Integration outputs/API endpoints for feeding forecast data into ERPs, planning systems ..etc

Core

CO-03

Key Deliverables

Methodologies

Diagnostic

• Multivariate time-series modeling.

• ML regression & classification models

• Probabilistic forecasting .

• Outlier detection & data smoothing

• Automated feature engineering

• Backtesting & performance scoring

• Continuous learning pipelines

A simulation engine that evaluates how liquidity and cashflows respond under adverse conditions or strategic what-if scenarios. It enables treasury teams to test shocks, assess vulnerabilities, and compare outcomes across multiple operating assumptions. By modeling volatility, market shifts, and business disruptions, the module provides actionable insight into liquidity resilience and supports more confident, risk-aware decision-making.

Stress Testing & Scenario Modelling

• Pre-built stress test templates (market shocks, revenue drops, payment delays, interest changes).

• Custom scenario builder for creating tailored what-if simulations with adjustable parameters.

• Multi-scenario comparison dashboard showing impacts on liquidity, cashflows, and key ratios.

• Resilience and vulnerability indicators identifying thresholds, breakpoints, and risk exposures.

• Actionable impact analysis detailing how stress events affect cash positions, working capital, and key financial metrics.

• Scenario-based forecasting integrating shocks into short- and long-term liquidity projections.

• Configurable reporting packs for treasury, finance, and leadership.

• API/export capabilities for integrating scenario outputs into planning, BI, or risk systems.

Core

CO-04

Key Deliverables

Methodologies

Diagnostic & Predictive

• Monte Carlo simulation

• Multiple regression analysis

• Interactive data visualisation

• Sensitivity Analysis

• Scenario Modeling

• Probability Analysis

This module prescribes how to allocate working capital optimally across business units /lines. It balances the benefits of centralization (e.g., pooling idle cash to reduce funding costs) with the risks of over-centralization, where the needs of some business lines could constrain others. By modeling trade-offs and simulating allocation strategies, the module ensures that capital is distributed in a way that maximizes overall efficiency, supports high-priority growth opportunities, and minimizes the risk of liquidity bottlenecks in individual units.

Working Capital Allocation

• Centralized Funding Pool Strategy: A framework for pooling idle cash from all business units to reduce external borrowing and optimize interest income.

• Business Unit Priority Scorecard: A model that ranks units based on strategic importance, growth potential, and risk-return profile to guide allocation.

• Dynamic Allocation Model: A tool that prescribes specific working capital limits (e.g., cash, receivables, inventory budgets) for each unit, updated regularly.

• Liquidity Buffer Dashboard: Monitors real-time working capital levels per unit to flag potential bottlenecks before they cause operational issues.

• WC Requirements & constraints analysis: Unit-level working capital demand predictions & mapping strategic or regulatory constraints (min and max working capital allocation )

Advanced

CO-05

Key Deliverables

Methodologies

Prescriptive

• Mathematical Optimization Modeling

• Monte Carlo Simulation

• Multi-Criteria Decision Analysis (MCDA)

• Cash Pooling & Netting Algorithms

• Liquidity Forecasting & Stress Testing

• Constraint-Based Modeling

The module dynamically manages short-term financing needs with the purpose of minimising total interest expense associated with funding daily cash deficits. It auto-prescribes the optimal mix, timing, and amount of borrowing from available credit sources. It ensures liquidity is maintained at the lowest possible cost while strictly adhering to all borrowing constraints and risk policies.

Short-term Funding Optimization

• Daily Funding Instruction: Automated prescription of the exact amount, source, and tenor for daily borrowing.

• Optimal Funding Mix Analysis: A real-time view of the cost-minimizing blend of credit facilities (e.g., commercial paper, revolvers, lines of credit).

• Borrowing Policy Compliance Dashboard: A monitor ensuring all financing activities remain within pre-set limits and covenants.

• Interest Expense Forecast: A rolling projection of total financing costs based on the current strategy and rate environment.

• Liquidity & Cost Trade-off Simulation: "What-if" analysis showing the cost implications of different liquidity buffer levels.

Advanced

CO-06

Key Deliverables

Methodologies

Prescriptive

• Linear Programming

• MILP

• Genetic Algorithms

• Stochastic Optimization

• Credit Facility Modeling

• Scenario & Sensitivity Analysis

• Regulatory Constraint Modeling